What Homeowners' Insurance Covers

Ohio Attorneys Experienced in Handling Homeowners' Insurance Claims

Homeowners' insurance policies cover a great number of accidents that may occur on a homeowner's property, including ATV flip overs, injuries from faulty products and slip-and-fall accidents. These policies, however, can be quite confusing, and insurance companies may try to avoid paying out full compensation for your injuries.

At Rittgers & Rittgers, our personal injury attorneys have more than 30 years of experience representing individuals seeking financial recovery from homeowners' insurance policies. We will work hard to ensure you are not taken advantage of and that you receive a settlement or trial award that meets your needs now and in the future.

If you have been injured on a homeowner's premises, you need good legal counsel.
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If you would like to pursue a premises liability claim after suffering from an injury on someone else's property, you will be required to file a homeowner's insurance claim against the property owner's insurance policy. You may also be able to seek compensation for certain accidents that occur off of a homeowner's property.

Helping You Change the Way You View Your Accident

Many individuals are reluctant to make a claim against a friend or family member when they have been hurt on that person's property. It is important for people to understand that their injuries will be covered by homeowners' insurance and the property owner will not be personally liable. Your friend or family member purchased a homeowners' insurance policy to cover accidents that happen on their property. They pay monthly premiums to insurance companies to cover injuries their guests sustain. When accidents occur, the insurance company is responsible for providing compensation, not your friend or family member.

Homeowners' Insurance Claims Can Be Difficult to Handle on Your Own

Many homeowners' insurance policies are long, complex documents that are full of legalese. Without the guidance of an experienced attorney, you can get lost in the details or misunderstand your rights. At Rittgers & Rittgers, we will analyze the homeowner's insurance policy in question and protect your interests throughout the insurance claims process.

Contact Our Ohio Injury Lawyers About Your Homeowner's Insurance Claim

When you need experienced legal advocacy to handle your homeowner's insurance claim in Ohio, contact our law firm. We offer initial consultations at one of our three locations (Lebanon, West Chester and downtown Cincinnati).