Ride-sharing options, such as Uber, have exploded in popularity since Uber's release date in 2009 (originally called Ubercab). The increase in popularity means more and more automobile collisions involving Uber and other ride sharing vehicles. Motor vehicle collisions can be caused by the Uber driver or by another driver on the road (third party). Either way, you want to make sure you are covered. In addition to using standard defenses, Uber has been known to fight lawsuits using coverage defenses.
Kentucky is one of several states that uses a "No-Fault" system for motor vehicle accident. What this means is that if you're involved in an accident in Kentucky, you will have coverage for medical bills, lost wages and other costs, no matter who is at fault for the accident. Also, if you are a Kentucky resident with No-Fault coverage and are involved in an accident in any U.S. state, you are entitled to No Fault benefits no matter who is at fault. In Kentucky, No-Fault benefits are known as Personal Injury Protection, i.e. PIP.
Case Set-Up First Step
So, you've just experienced probably what was the most terrifying event in your life, right?
One of the first things we obtain following a car crash is a copy of our client's automobile insurance policy. People frequently tell us that they have "full coverage" despite not having critical protections for their family. The misconception begins with Ohio law and insurance agents.
Personal Injury Protection is sometimes referred to as PIP coverage. This coverage is available to all Kentucky residents who have automobile insurance. It is available to the driver and all passengers in the vehicle.
We all hear plenty about the driving distractions posed by electronic devices that increase the likelihood of car crashes and truck accidents. However, there is also a major upside to wireless technologies, and automotive industry experts predict that all new motor vehicles will eventually be equipped with "connected car" systems that will allow cars and trucks to communicate with each other and inform drivers about imminent hazards.
For injury victims and their families, car accidents are difficult to understand. It is especially difficult when the car accident is caused by a blatant violation of the law such as driving under the influence or speeding. Setting aside the common-sense driving standards that the law imposes due to recklessness or a personal lapse of judgment is simply unacceptable.
After a car accident that causes injuries or property damage, people naturally have plenty of questions about settlement and car accident litigation. Some of the most important issues in most car accident claims involve insurance coverage, whether the at-fault driver was uninsured or the injury victim needs compensation for medical bills and other damages beyond auto liability policy limits.
The good news: motor vehicle accidents on Ohio streets and highways resulting in death have decreased in recent years. The bad news: more than 1,000 drivers, passengers and pedestrians lost their lives last year in Ohio. Truck accidents, motorcycle accidents and other tragedies that result in wrongful deaths cause tremendous heartache for an even larger number of family members and other loved ones.
Over the past several decades, government and industry organizations have recognized the potential for injury and death at freight and passenger train railroad crossings. As a result, new safety standards have been implemented.