We recently settled a case for the maximum policy limits for a local family by recovering the $100,000 underlying insurance policy in addition to the $1,000,000 insurance umbrella.
If you ride a motorcycle, chances are you have seen some close calls on the road. With spring and summer riding season finally here, you might be anxious to take your first long ride of the year. But, it is important to be aware of the potential dangers other drivers may pose. How can you be prepared?
Charles M. Rittgers, pictured here with a local treasure hunter, recently resolved a case prior to trial for the maximum policy limit of one-million dollars. The metal-detector in this picture was used to find the motorcycle's headlamp that detached during the crash. The headlamp flew into a nearby soybean field and was not found by the police or accident reconstructionist experts after the crash. Retrieving the headlamp, which was a daytime running light, ended the argument the motorcycle was not plainly visible.
A recent Ohio motorcycle case highlights the importance of your motorcycle insurance coverage
When a car and a motorcycle collide, the fault often lies with the driver of the automobile. The typical excuse from the driver is that he or she never saw the motorcycle. In other words, driver error is the most likely cause of crashes involving cars and motorcycles. Given that, should motorcyclists be enthusiastic about the possibility of self-driving cars?
Motorcycles are growing in popularity. Unfortunately, that also means that motorcycle accidents are on the rise. With more than 8 million motorcycles on American roads, perhaps it is unsurprising that nearly 100,000 motorcyclists are injured each year. Among those injured riders are many who were injured through the negligent actions of other drivers. Protecting those motorcyclists is an important job.
It is illegal to drive your motorcycle on Ohio roads without meeting certain minimum requirements for financial responsibility. Most riders meet that standard by buying motorcycle insurance. Insurance coverage is tied to the vehicle, not the individual. If you have an auto insurance policy for a car, that is not sufficient to allow you to ride your motorcycle legally. Given that motorcycle insurance is more or less required for Ohio riders, it is natural to wonder exactly what you are getting for your money.
Most experienced motorcyclists attempt to avoid collisions by laying down the bike prior to impact. The most common scenario for laying down a bike occurs when a passenger car or truck drives into the oncoming path of the motorcycle by failing to yield the legal right of way to the motorcyclist. Because many riders are experienced, they successfully avoid collisions in these situations.
For many, the 2015 motorcycle season is over in Ohio. For some, the hope of a few more sunny days in the 50s is keeping their bikes out of storage. There are some riders, however, who will continue to ride throughout the winter. While Ohio does not have ideal weather for year-round motorcycling, some choose to continue riding long after temperatures have dropped. With proper preparation and equipment, it is possible to continue to ride your motorcycle safely. Unfortunately, motorists may be even less likely than usual to keep an eye out for motorcyclists.
Take a look at our infographic with soe quick-hitting motorcycle accident statistics.