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Personal injury Archives

Homeowner's Insurance Policies Part 2: Definition or Exclusion?

As you read your homeowner's insurance policy one thing that you will inevitably encounter are terms referencing other terms, referencing definitions, referencing back to other terms (never mind all of the exclusions). It can be maddening. A logical next question is whether these definitions are there to exclude coverage, or simply to define coverage. While our previous discussion about exclusions should give you some peace of mind that anything not specifically excluded should be covered under Ohio law, courts are instructed to read policies in their entirety, and not to ignore one part of a policy to the benefit of another.1 Courts must "give meaning to every paragraph, clause, phrase and word."2

Homeowners Insurance Policies Part 1: Is It Excluded?

Reading your homeowner's insurance policy can be a daunting task. The policies often feel intentionally designed to get you not to read them. One reason might be so that you do not realize all the occurrences that happen in your daily life that may be covered. This primer is designed to go over some basics of reading your policy and ensure that you start maximizing the value that you get for diligently paying premiums.

What Do Reptiles Have to Do with Your Personal Injury Case?

It turns out, quite a bit! According to the authors of Reptile: The 2009 Manual of the Plaintiff's Revolution1, the way humans have evolved means that as listeners we respond to certain primal signals that shape our decisions. The authors describe how our subconscious controls more of our thought process than we realize. When our "reptile brain" (as the authors describe it) feels threatened, it makes decisions that prioritize protecting itself, and protecting its ability to pass on its genetic code to its progeny.

Kentucky Jury Verdict in Campbell County - Trip and Fall While Shopping

On July 30, 2016, Plaintiff Kirk Allyson, a 49-year-old male entered Defendant Dunham's sporting goods store In Alexandria, Kentucky, to purchase some dumbbell weights for his son who was a member of the Pendleton County football team. Dunham's Athleisure Corporation owned and operated the store located at 6805 Alexandria Pike in Alexandria, Kentucky.

Are we ready for an active shooter situation?

With all the dangers in the world today, active shooter situations are one of the dangers you can push aside. The local police and fire have it covered. That's because the police and fire departments have teamed up with other localities to ensure they have the best teams possible to handle the unexpected.

The Barriers To Helping Child Sexual Abuse Victims

When the Boston Globe's Spotlight team released its incredible series of articles on child sex abuse and the Catholic Church, there was hope that victims of this abuse would finally get justice. The articles inspired an Academy Award-winning movie released in 2015. It has sadly not proven inspirational for some lawmakers, who continue to frustrate efforts to help people sexually abused as children hold their attackers liable.

An Alarming View Of Opioid Prescriptions

Lawmakers in Ohio have passed several measures designed to get a handle on the prescription of pain medications that can be addicting. The laws are one response to a frightening epidemic of opioid abuse and the resulting deaths. According to one recent estimate, nearly 60,000 people overdosed in 2016, many of them lost to prescription and non-prescription painkillers. Drug overdoses are now the most common cause of death among Americans under 50 years old.

One Million Dollar Settlement For Opiate Overdose Case Against Ohio Doctor

Rittgers & Rittgers, working with Craig Schlapprizzi who is an attorney in St. Louis, recently settled a case for the family of a man who died of an overdose from hydrocodone and Xanax. He was forty years old and survived by his wife and three children.

Pediatric Study Finds "Epidemic" of Child Brain Injuries in ATV Accidents

Research recently presented at the American Academy of Pediatrics (AAP) National Conference and Exhibition took a close look at the steep rise in ATV accidents among riders 16 and younger. Child injury victims represent one of every three emergency room visits that resulted from the use of these increasingly popular recreational vehicles.

Common Dangers And Threats In Ohio Nursing Homes

Ohio is a place where family is of utmost importance, so the care of a disabled or elderly loved one is a great concern. That's why it may be surprising to learn that many southern Ohio nursing homes fall well below acceptable standards in areas such as health inspections, staffing and quality measures. Sadly, this problem involves more than just sanitary shortcomings and understaffing.

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