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The shock of a car crash can make it difficult to know how to act or what to do. The most important thing to remember is to see a doctor, even if you do not have any visible bruising or cuts. Try to follow these steps:

  • Get medical attention: You might not feel injured, but you should still get medical treatment. Many injuries do not appear right away.
  • Contact the police: The police officers can write an accident report that makes important future evidence for your claim.
  • Document the accident site: Ask a friend or family member to take pictures of the crash scene. Focus on the damage to the vehicles and on any visible injuries you have.
  • Get contact information: Write down the names, insurance information, license plate numbers (take a picture with your phone), and contact information of the other driver and any witnesses.
  • Do not downplay the accident: It is natural to say, “I’m fine,” or “I’m sorry,” after a crash. Try to avoid this, as it can give the insurance company grounds to reduce your compensation.
  • Start a journal: Our lawyers also encourage clients to keep journals about their injuries, documenting medical treatment and progress. The more serious the injuries, the more important it is to document how they changed your life.
  • Contact an attorney: You will need a car accident lawyer to advocate for your rights against the insurance company’s tactics.

The insurance company will likely have a representative contact you. Do not give a statement until you have representation. Speak to our Hamilton County car accident lawyers and will give you advice about what to do after a car accident.

Cincinnati is one of the most dangerous places to drive in Ohio. In 2023, there were 14,631 car crashes in the city, 38 of which were fatal. Between 2018 and 2022, 294 fatal collisions occurred in Hamilton County, where Cincinnati is located.

Car accidents in Cincinnati and Hamilton County happen for a variety of reasons. Among the most common causes of auto wrecks are:

  • Aggressive driving
  • Distracted driving
  • Drowsy driving
  • Drunk driving
  • Failure to yield
  • Inclement weather
  • Traffic violations

Our attorneys are ready to represent you, no matter what kind of car accident you were involved in.

The following is a sample of the frequently asked questions that our lawyers receive from individuals injured in car accidents throughout the state of Ohio, including in Hamilton County. For more information and answers to other questions, reach out to our car accident attorneys for a consultation.

Do I need a Cincinnati car accident attorney?

People who hire car accident attorneys recover more money than people who do not, even when taking attorney fees into account. Even the Insurance Research Council (IRC) agrees. The IRC conducted a study and found that lawsuits that were settled out of court were 3.5 times higher for injury victims who were represented by an injury lawyer than for those who did not have a lawyer.

While it is possible to obtain a car accident settlement from an insurance company on your own, an experienced lawyer will help you understand the value of your claim and guide you through the critical steps of what you need to do after a car accident to ensure that you receive maximum compensation.

How much does a car accident attorney cost?

Some people believe it costs a lot of money to hire a skilled car accident attorney. All our lawyers represent injured accident victims on a contingency fee basis. Our clients pay nothing unless we get a favorable car accident settlement or verdict for their injuries. If you have been injured in an accident, then you do not need money to retain an experienced lawyer.

How much is my accident case worth?

Your car accident claim depends significantly on the extent of your injuries, the damage done to your vehicle and many other financial considerations. Your claim can also include damages for pain and suffering and loss of enjoyment of life. The amount you will be able to recover also depends on your insurance coverage and the at-fault driver’s coverage.

What if I do not have insurance, or the person who hit me does not have insurance?

Ohio law requires every driver to have insurance but unfortunately not every driver follows the law. There are multiple potential sources of insurance after a car accident, including but not limited to insurance for the owner of the at-fault car, insurance for the at-fault driver, insurance for the at-fault driver’s employer, and insurance for your family or you. Most auto insurance carriers offer uninsured/underinsured insurance (UM / UIM coverage) to provide coverage the at-fault driver does not have insurance. If neither of you has insurance, then you do have the opportunity to seek compensation directly from the at-fault driver. Please speak to one of our experienced car accident lawyers to learn more.

What if the insurance policy limits are less than my damages?

Suppose medical bills or damages are greater than the at-fault driver’s insurance policy limits. In that case, you should look to your own uninsured/underinsured insurance to cover the balance. Furthermore, you must receive written consent from your uninsured/underinsured carrier before accepting money from the at-fault driver if you intend to claim your uninsured/underinsured coverage. Your attorney should analyze every potential insurance policy before advising you on any settlement offers.

What if the at-fault driver’s insurance adjuster refuses to pay me for my injuries?

In many cases, insurance adjusters deny liability even when their driver is cited as the at-fault driver in the police crash report. Do not panic. This issue is a standard insurance company tactic – delay, deny, and defend. If your injury is a result of someone else’s fault, a lawsuit should be filed and the case should be prepared for trial. In almost every case, the insurance company will change its position when a jury trial is imminent (if you have a lawyer with jury trial success in injury cases).

How long does it take to pursue a claim?

The length of time a car accident claim takes to process varies depending on the complexity of your claim, the severity of your injuries, your policy limits, the insurance company’s willingness to offer fair compensation, and your desire to settle or go to trial. While some settlements can be obtained within a matter of months, many claims last longer. It is essential that you do not rush to accept a settlement. You should be finished with your treatment and be certain of your future medical needs before taking a settlement offer.

What is Ohio’s statute of limitations for filing a car accident claim?

In Ohio, you have two years from the date of your car accident to file a claim.

As we mentioned, the insurance company will probably try to contact you and get you to make a statement. Usually, people are contacted by an insurance adjuster within days or weeks of a car crash. However, they often do not truly want to help you. Please do not rely on the insurance adjuster’s advice. Insurance companies are for-profit corporations that usually care more about avoiding paying your claim than about getting you back on your feet. Many insurers offer cash settlements that might sound tempting. Do not accept any settlement offers until you have a car accident insurance attorney review them. Your damages might be even more expensive than you realize, so you need a lawyer to advocate for you. Our attorneys analyze every potential insurance carrier in each case to make sure that they compensate for past and future damages.

At Rittgers Rittgers & Nakajima, our staff includes lawyers who have been named to the Top 100 Trial Lawyers, the Multi-Million Dollar Advocates Forum and Best Lawyers in America. Many of them have also been selected for inclusion in the Ohio Super Lawyers list for multiple years. Our lawyers obtained these recognitions by providing clients with the highest quality of legal service and results. They care about getting positive outcomes for you and your family. They assist clients with a wide range of vehicle accident cases, including:

Our car accident attorneys want you to receive the compensation you need after a car wreck. We offer the personalized representation you require after your car accident. As soon as you retain our attorneys’ services, they will immediately begin working on your behalf. They have experience handling all types of car accident cases in and around Cincinnati and Hamilton County. They will gather evidence about the car accident, review police reports and medical records, talk to witnesses and hire the necessary experts to pursue a claim in your case.

They will also contact the car insurance companies and handle all communications regarding your car accident claim. Because our lawyers have handled personal injury claims for more than 30 years, they know how to present your claim to the insurance company and prepare your case for trial. They know how to get you a fair car accident settlement.

If you or a loved one has suffered severe injuries or a loved one has died in a Hamilton County car accident, our team will listen carefully and explain your legal options. Please contact us by calling 513-496-0134 and tell our lawyers about the accident. From offices in Lebanon, West Chester and downtown Cincinnati, we serve clients in Butler, Warren, and Hamilton counties and the surrounding areas of southwest Ohio.

Client Review: 5/5 ★ ★ ★ ★ ★

“On September 13, 2022 my father -in- law was involved in a life changing car accident. We realized shortly the insurance, bills and paperwork were more than we could handle. We are thankful we found Rittgers law office and more specifically Matt Nakajima and Collette Witker. I dealt with Collette on what seemed like a daily basis for months. She was always patient, kind and helpful in answering every question we had and pointing us in the right direction. Matt answered all our questions, explained things thoroughly and handled our case masterfully. Our family is forever grateful for them and if we ever need legal services in the future we will be calling Rittgers and referring all of our friends to your office. Thank you for making a difficult year much easier to navigate.” – Michele J.

Our team of Cincinnati attorneys at Rittgers Rittgers & Nakajima

Rittgers Rittgers & Nakajima

Rittgers Rittgers & Nakajima

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