Uninsured/Underinsured Accidents

When the At-Fault Driver Has No Insurance ...

People who drive irresponsibly are more likely to cause accidents. They are also more likely not to have the insurance coverage required by law. If you were injured by an uninsured or underinsured driver, talk to a personal injury lawyer at Rittgers & Rittgers about your rights under your own insurance policy. With offices in Lebanon, West Chester and downtown Cincinnati, we serve clients throughout southwestern Ohio.

Hit by an uninsured driver? You need good legal counsel.
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People who own cars and trucks are required by law to carry insurance coverage for their own protection and for the protection of anyone they might injure. But what happens if the driver who caused the car accident and serious injuries does not have insurance? Or what if your accident was a hit and run and you cannot identify the other car?

Your own insurance policy has uninsured/underinsured motorist coverage.

When the person who caused the car crash does not have any insurance or inadequate insurance, you can turn to your own policy for the coverage you need for personal injury. Your uninsured/underinsured coverage will usually correspond with your liability coverage.

Talk to an experienced personal injury attorney about the coverage on your policy. Your insurance company may not explain your full rights or you may feel that a claim will affect your rates or insurability. Know your rights. At Rittgers & Rittgers, we want you to have the compensation you need. We can also reassure you that your rates should not be affected if you were not at fault in the accident.

If you were injured in an accident caused by an uninsured or underinsured driver, contact us and tell us about the accident. Our lawyers represent clients in Butler, Warren and Hamilton counties, as well as the surrounding areas of southwestern Ohio.