Driving in Ohio comes with a hidden risk. Many motorists are unaware of the high number of uninsured drivers on Ohio roads. Despite Ohio’s Financial Responsibility Law requiring all drivers to carry liability insurance, statistics show a significant percentage of...
Car Accidents
Do Ohio’s non-economic damages caps apply to UM/UIM claims?
Some people, even some lawyers, often believe that pain and suffering damages stemming from a car crash are capped at $250,000 under Ohio’s tort reform law that places a legislative ceiling on the amount of money an injury victim can recover for pain and suffering,...
Understanding the “Seatbelt Defense” in Ohio personal injury cases
Ohio law mandates seatbelt use for drivers and front-seat passengers aged 16 and older. If you've been in a car accident in Ohio, you might be wondering about the role of wearing (or not wearing) a seat belt on your potential personal injury claim. It's a complex...
What are Kentucky’s PIP laws, and how do they work?
If you’ve been in a car accident in Kentucky (or know anybody who has), you’ve probably heard the term “PIP” tossed around. It stands for “Personal Injury Protection,” and it’s an important part of the state’s no-fault insurance system. But what does that actually...
Lyft rides in Kentucky: Am I covered by UM/UIM?
Kentucky does not require Uninsured/Underinsured Motorist insurance, but Kentucky requires that insurance companies offer Uninsured/Underinsured Motorist coverage to all policyholders, including Lyft. Does Lyft pay for UM/UIM coverage for Lyft passengers while using...
Does Lyft pay for Uninsured or Underinsured Motorist Insurance in Ohio?
Am I covered by Lyft for Uninsured or Underinsured (UM/UIM) Motorist Insurance Coverage when I ride in a Lyft vehicle in Ohio? The answer is maybe. Currently, Ohio law does not require Lyft to purchase (UM/UIM) insurance for the Lyft driver or for their passengers....
Should I install a dash cam in my car?
Since the debut of the TV show COPS way back in 1989, there has been a public fascination with the ‘dash-cam view.’ We love the first-person perspective of a police car chase. These days, there are even Tik Tok and Instagram accounts that get millions of views for...
A Guide To Dealing with Insurance Companies Post-Accident
After an automobile accident, navigating the aftermath can be overwhelming, especially when it comes to dealing with insurance companies. Understanding how to deal with an insurance company after an accident can significantly impact your recovery and compensation....
What Is Uber UM/UIM Insurance Coverage For Car Accidents in Kentucky?
Kentucky does not require Uninsured/Underinsured Motorist insurance, but KY requires that insurance companies offer Uninsured/Underinsured Motorist coverage to all policyholders, including Uber. Does Uber Pay For UM/UIM Coverage For Uber Passengers While Using Uber In...
How long does it take to settle a car accident case in Ohio?
A car accident can be a traumatic, life-altering event – but few people are prepared for just how difficult it is to navigate the legal issues that follow. In addition to trying to recover from injuries, car crash survivors have to figure out how to obtain...


