The short answer is yes. Many people who have been in a car accident caused by another driver worry that their premiums will be raised if they open a claim with their own insurance company. But Ohio law (R.C. 3937.22) is clear that an insurance carrier may not...
Car Accidents
How Does an Auto Insurance Company Value My Car Crash?
The simple answer is : In a way that saves them the most money. Like most businesses, insurance companies want to save money - they want to settle claims as quickly and cheaply as possible. The Law Regarding Injuries; The Value of Injury The injuries that result...
Car Insurance Companies Offer Deep Discounts For The Use Of Driving Applications – Are The Discounts Worth The Risk?
We've all seen the Allstate Insurance television commercial with their spoke person sitting in an armchair in the middle of a city intersection advocating for "Drivewise." Drivewise is an app created by the Allstate to track a person's driving. Almost every major car...
Five Auto Insurance Policies Denying Coverage; who is going to pay for the car crash?
Recently, we were hired by a man who was involved in a motor vehicle accident. The car crash turned into a very tricky insurance situation.Car CrashOur client worked for an employer that gave him a company truck to use both at work and at home. On his way home from...
What Insurance Coverages Are Available For People Injured In An Uber Or By An Uber Driver?
UberCab, now known as Uber, began in 2009 by founders Garrett Camp and Travis Kalanick in San Francisco. Over the years, the company has increasingly gained popularity with Millennials as a form of transportation and a convenient way to avoid DUIs. There are over...
Do You Really Need To Pay Extra For Auto Rental Insurance?
The Ohio Department of Insurance provides the following guidelines to help you decide if paying for the extra insurance is right for you.What are you really paying for when opting for rental coverage?Collision Damage Waiver (CDW) It is important to remember that this...
Collision While Ubering? What You Need To Know About Coverage.
Ride-sharing options, such as Uber, have exploded in popularity since Uber's release date in 2009 (originally called Ubercab). The increase in popularity means more and more automobile collisions involving Uber and other ride sharing vehicles. Motor vehicle collisions...
How Does No-Fault Insurance Work In Kentucky?
Kentucky is one of several states that uses a "No-Fault" system for motor vehicle accident. What this means is that if you're involved in an accident in Kentucky, you will have coverage for medical bills, lost wages and other costs, no matter who is at fault for the...
What Can I Expect After Hiring A Personal Injury Attorney?
Case Set-Up First StepSo, you've just experienced probably what was the most terrifying event in your life, right?You're injured, your car is destroyed, and medical bills are piling up. Everyone is saying that you should sue the person that did this to you. So, you...
Auto Insurance: “Full Coverage” Does Not Mean You Are Protected
One of the first things we obtain following a car crash is a copy of our client's automobile insurance policy. People frequently tell us that they have "full coverage" despite not having critical protections for their family. The misconception begins with Ohio law and...


