Rittgers Rittgers & Nakajima

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Ohio: 513-496-0134
Kentucky: 859-495-1669

Rittgers Rittgers & Nakajima

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Ohio: 513-496-0134
Kentucky: 859-495-1669

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    4.  → Why Do We Have Insurance?

Insurance Helps Us Meet Our Responsibilities

Accidents happen. Mistakes happen. The person who caused the mistake needs to take responsibility. When we hurt someone because of our negligence, our insurance company is supposed to compensate the injured person. That is why we pay premiums for insurance.

If you are the victim of a serious injury, you need good legal counsel.
Contact Us · 513-496-0134 · Available 24/7

Understanding What Insurance Can Do

In almost every accident case our Cincinnati personal injury attorneys handle, the damages covered by insurance. Sometimes the insurance companies fight back and don’t want to pay compensation at all or they don’t want to pay a fair amount. But that’s why we have insurance — to cover us and anyone else we might harm if we cause an accident.

What if the person who caused the car accident does not have insurance? You can turn to your own car insurance policy for coverage. It’s called uninsured motorist/underinsured motorist coverage. We have that coverage just in case we are injured by a person without insurance.

  • Most people who drive cars are responsible, follow the law and have insurance to cover themselves and anyone else they may injure in a car accident.
  • Homeowners have insurance so that if an accident happens in the home or if the homeowner’s dog bites someone, the insurance can make it right.
  • In a truck accident, there are often multiple insurance companies. The tractor, trailer, cargo and driver may all be covered by separate policies.
  • Businesses have insurance just in case someone makes a mistake and that mistake injures or kills another person. That’s true of office buildings as well as amusement parks and water parks.

Talk To Experienced Cincinnati Lawyers

At the Rittgers Rittgers & Nakajima law firm, we help people injured in accidents obtain the insurance they need for recovery. We also help the families of wrongful death victims. From offices in Lebanon, West Chester and downtown Cincinnati, our lawyers represent clients throughout southwestern Ohio.

If you have been injured in an accident and want to understand your rights to make a personal injury claim, contact us by calling 513-496-0134 and talk to a personal injury lawyer.

Client Review: 5/5 ★ ★ ★ ★ ★

"My husband and I were in a horrible head on collision a year ago. The driver nor his parents had no insurance. We didn’t have a clue what to do. My husband talked to another firm, but I wasn’t sure, they just stuff in the mail to look at. We needed someone to talk about our situation. So we looked into Rittgers Rittgers & Nakajima , Barb called us back promptly and explained what and how we needed to proceed and we felt very comfortable with her and her staff. I’m so glad we used Rittgers Rittgers & Nakajima firm. Barb and Lynda were so friendly, helpful and nice every time we talked. If not for them we’d be paying on medical bills etc., forever. So we recommend them highly." - Sue Stanley
More Client Reviews

 Case Results

Personal Injury Results

7 Million Policy Limit Settlement

Car Crash

A man’s life was significantly and permanently altered after he suffered a traumatic brain injury when he was struck by a vehicle. The case settled for the maximum policy limits after we secured an accident reconstructionist, lighting expert, life-care planner, and physician to explain liability and the full extent of the harms and losses our client suffered from the crash…

Personal Injury Results

$5 Million Settlement

Truck Driver At-Fault for Wrongful Death

A family lost a loving husband and father when a truck driver acted careless and needlessly endangered the lives of all Ohio drivers. The insurance company that insured the truck explored numerous avenues to escape its responsibility to pay the full value of the case…

Personal Injury Results

$3 Million Verdict

Slip and Fall

A woman broke her knee cap after falling over a broken wet floor sign at a local casino. The casino showed a callous disregard for the safety of patrons during the pre-trial depositions as well as at the trial. Our client suffered permanent disfigurement, embarrassment, and was forced to be less active for the rest of her life. A jury returned a $3 million verdict in Hamilton County, Ohio…

Personal Injury Results

$3 Million Settlement

Landscape Truck

A young boy was killed after a landscape truck ran him over in the street. The insurance company claimed the child “darted out” in front of the driver. We established the company failed to follow commercial trucking safety regulations and reconstructed the crash which prompted a settlement for the full policy limits of $3 million…

Personal Injury Results

$2.75 Million Settlement

Child Injured During Sporting Event

A young child’s life was changed forever after a head injury at a sporting event. Facing an uphill battle because of numerous laws that restricted the chance of recovery, the case was resolved through a mediation that resulted in a $2,750,000 settlement…

Personal Injury Results

$2.1 Million Settlement

Nursing Home Error

A loving mother and wife was in a nursing home when she suffered a life altering injury as a result of a nursing home employee’s failure to properly secure her in a transport vehicle. She passed away several months later at a local hospital due to other complications…

Personal Injury Results

$1.1 Million Settlement

Motorcycle Crash

An elderly man failed to yield to a motorcycle causing a crash that killed a woman who was riding on the back of a motorcycle operated by her husband. She was not wearing a helmet and did not survive the crash. The settlement was for the total insurance policy limits…

Personal Injury Results

$5 Million Settlement

Truck Driver At-Fault for Wrongful Death

A family lost a loving husband and father when a truck driver acted carelessness and needlessly endangered the lives of all Ohio drivers. The insurance company that insured the truck explored numerous avenues to escape its responsibility to pay the full value of the case…

Personal Injury Results

$2.75 Million Settlement

Child Injured During Sporting Event

A young child’s life was changed forever after a head injury at a sporting event. Facing an uphill battle because of numerous laws that restricted the chance of recovery, the case was resolved through a mediation that resulted in a $2,750,000 settlement…

Personal Injury Results

$2.1 Million Settlement

Nursing Home Error

A loving mother and wife was in a nursing home when she suffered a life altering injury as a result of a nursing home employee’s failure to properly secure her in a transport vehicle. She passed away several months later at a local hospital due to other complications…

Personal Injury Results

$1.1 Million Settlement

Motorcycle Crash

An elderly man failed to yield to a motorcycle causing a crash that killed a woman who was riding on the back of a motorcycle operated by her husband. She was not wearing a helmet and did not survive the crash. The settlement was for the total insurance policy limits…

Personal Injury Results

$700,000 Settlement

Pennsylvania Tractor Trailer Crash

A truck and car collided in a head-on collision on a two-lane road in Pennsylvania. The truck driver claimed our client came into his lane before swerving back to his own lane. The toxicology report indicated our client had marijuana in his blood and the black box data showed that his speed…

Personal Injury Results

$500,000 Settlement

Burn Injury

Children and teenagers started a bonfire during a graduation party that badly burned our client, a young boy, who was sitting close to the fire. The insurance company refused to offer any money since the boy’s own brother was not covered under the policy and he admitted to starting the fire…

Personal Injury Results
Criminal Defense Results
More Case Results

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